At your need · 24 hours · Every day(615) 893‑1313
Chapter 06 · Pre-Planning
The Scales Ledger
Pastor Derrick Jackson · Licensed Agent

A gift to the people you love.

Pre-need planning removes the weight of decisions from the people who will grieve for you most. It is one of the most practical — and most loving — things you can do for your family.

Why plan ahead?

When a death occurs without prior arrangements, families face hundreds of decisions in a matter of hours — while in shock, while grieving, while managing the needs of children, siblings, and aging relatives. Pre-need planning takes that burden away entirely.

You decide, in advance, exactly what you want. Every detail is documented, funded, and held on file. When the time comes, your family simply calls us — and we take care of the rest.

Pastor Derrick Jackson will guide you through every decision at your own pace. There is no pressure, no obligation, and no rush.

Start a conversation
Why families choose to plan ahead
Lock in today's prices
Funeral costs rise every year. Pre-need planning freezes costs at today's rate — regardless of when services are needed.
Remove the burden
Your family will not have to make difficult decisions under grief. Everything is already decided — by you, for them.
Ensure your wishes are honored
You know what you want. Pre-need planning guarantees that those wishes are documented, funded, and followed.
How it works

Four steps. Complete peace of mind.

1

The first conversation

Call or visit us to schedule a meeting with Pastor Derrick Jackson, our licensed pre-need agent. There is no cost, no commitment, and no pressure. We simply talk through your wishes and your options.

2

Select your services

Choose the type of service, the merchandise, and any specific wishes — music, readings, burial or cremation, cemetery. Every detail is yours to decide, and everything is documented.

3

Fund your plan

Your pre-need plan is funded through a licensed insurance policy at today's prices — protecting against future cost increases. Payments can be made in full or over time, depending on your preference.

4

Rest easy

Your arrangements are on file at Scales & Sons. Your family knows to call us. When the time comes, everything is already in place — and their only job is to grieve and be together.

Common questions

What families ask us.

Can I change my plan after I've signed?

Yes. Pre-need plans are fully revisable. If your wishes change, you simply contact us and we update your arrangements. Nothing is locked in permanently — only the price is protected.

What if I move out of the area?

Pre-need insurance plans are generally transferable. If you relocate, we can help you transfer your plan to a funeral home in your new location. The funds travel with you.

Does pre-need planning affect Medicaid eligibility?

In most cases, a properly structured pre-need funeral plan is an exempt asset for Medicaid purposes. We recommend speaking with your financial advisor or attorney for guidance specific to your situation.

What if my family doesn't know I've pre-planned?

We recommend telling your family — or at least one trusted person — that arrangements are on file at Scales & Sons. We also keep copies of all documentation so that no arrangement is ever lost.

Is there a minimum age to pre-plan?

There is no minimum age. Many families pre-plan in their 50s and 60s, though we serve clients of all ages. The earlier you plan, the more you protect your family — and the lower the cost you lock in.

Your pre-need agent

Pastor Derrick Jackson
Licensed Pre-Need Agent

Pastor Derrick Jackson is both a licensed funeral director and a licensed pre-need agent at Scales & Sons. He understands that pre-need conversations can feel daunting — and he approaches every one of them with patience, faith, and genuine care for the family in front of him.

He will not pressure you. He will not rush you. He will listen, answer your questions honestly, and help you make the decisions that are right for your family — at whatever pace feels comfortable.

"Planning ahead is an act of love. I am honored to help families make it." — Pastor Derrick Jackson, Licensed Pre-Need Agent
Schedule a conversation
Pastor Derrick Jackson
Funeral Director
Licensed Pre-Need Agent
Scales & Sons · Est. 1916

Ready to start the conversation?

Call us or send a message — no pressure, no obligation.